* National Bank Mutual Funds and National Bank/Fidelity Funds (the "Funds") are offered by National Bank Securities Inc., a wholly owned subsidiary of National Bank of Canada. There may be commissions, trailing commissions, management fees and expenses associated with investment in the Funds. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns which include changes in the value of securities and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value at a constant amount or that the full amount of your investment in a fund will be returned to you. The Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or another government deposit insurer, their values fluctuate frequently and past performance may not be repeated.