Escalarater Redeemable without penalty Evoluterm Redeemable 50/50 GIC Non-redeemable GIC Redeemable GIC TermNote Plus Deposits in US$ Variable-return GICs and Linked notes Rate for RRSP/RRIF products Rate for mutual funds

Escalarater
(Minimum investment $500)
	Non-redeemable		Redeemable
	3 years	5 years	3 years	5 years
1st year
2nd year
3rd year
4th year	----		----
5th year	----		----
Average rate
Available as RRSP
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Redeemable without penalty
(Minimum investment $500)
	Rate
12 months (redeemable without penalty after 30 days)
14 months (redeemable without penalty after 30 days)
2 years (redeemable without penalty after 6 months)
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2-in-1 Offer (2-in-1 - variable-yield GIC and non-redeemable GIC) Rate 3 years 5 years Available as RRSP [ top ]

Evoluterm
3 years (Minimum investment $1,500)
	$1,500 - $4,999	$5,000 - $99,999	$100,000 - $199,999	$200,000 - $299,999	$300,000 and +
1 year
2 years
3 years
Average rate
5 years (Minimum investment $2,500)
	$2,500 - $4,999	$5,000 - $99,999	$100,000 - $199,999	$200,000 - $299,999	$300,000 and +
1 year
2 years
3 years
4 years
5 years
Average rate
Available as RRSP
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Non-redeemable GIC
Interest paid at maturity
Terms (days)	$1,000 - $4,999	$5,000 - $99,999	$100,000 - $299,999	$300,000 and +
30-59	----
60-89	----
90-119	----
120-149	----
150-179	----
180-269	----
270-364	----
Compound interest paid annually
Term	$1,000 - $4,999	$5,000 - $99,999	$100,000 - $299,999	$300,000 and +
1 year
18 months
2 years
3 years
4 years
5 years
Available as RRSP
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Redeemable GIC
Interest paid at maturity
Terms (days)	$1,000 - $4,999	$5,000 - $99,999	$100,000 - $299,999	$300,000 and +
30-59	----
60-89	----
90-119	----
120-149	----
150-179	----
180-269	----
270-364	----
Interest paid annually
Term	$1,000 - $4,999	$5,000 - $99,999	$100,000 - $299,999	$300,000 and +
1 year
2 years
3 years
4 years
5 years
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TermNote Plus
(Minimum investment $1,000)
	Rate
61 months
84 months
Available as RRSP
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Deposits in US $ *
Interest paid at maturity
Terms (days)	$5,000 - $99,999	$100,000 - $249,999	$250,000 - $499,999
30-59
60-89
90-119
120-149
150-179
180-269
270-364
365-370
Interest paid semi-annually
Term	$5,000 - $99,999	$100,000 - $249,999	$250,000 - $499,999
1 year
2 years
3 years
4 years
5 years
*For all deposits over $500,000, please contact your branch.
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N.B.

Rates subject to change without notice.

Non-redeemable GIC

• Maximum principal protection
• No redemption before maturity
• Insured by the Canada Deposit Insurance Corporation (CDIC) (max. $100, 000)
• Interest paid at maturity
• $5,000 minimum investment

SPECIAL OFFER!
Amount invested Rate $5,000 to $99,999 % $100,000 to $499 999 % $500, 000 to 999 999 % 999 999 $ et + Please contact us		Are you interested in this offer? Contacte you manager or call: 514 394-8988, option 4 1 877 394-8988, option 4 (outside Montreal)

1 month 2 months 7 months 13 months Other Investments Other types of GICs and investments are also available. To find out about our current rates, contact your advisor or call: 514 394-8988, option 4 1 877 394-8988, option 4 (outside Montreal) Rates subject to change without notice.		Would you like to invest in a GIC (1, 2, 7 ou 13 months)?